Our Commitment

We are committed to forming close partnerships with our clients, enabling us to understand your unique situation and customise the assistance we provide to suit your requirements. Our commitment to excellence is evident in our hardworking team. Our enthusiasm for our work means you get a friendly professional eager to use their expertise to help you succeed. For more information on how our expertise can benefit you, contact us today.


Home Loans

At Kel Penfold Finance, we work with a range of competitive lenders to help customers find amazing home loan packages and achieve their financial goals. Whether you’re a first-time buyer, a self-employed house hunter, or a property investor, we will work with you to come up with a suitable lending solution.

No-nonsense advice you can trust

The team at Kel Penfold Finance are committed to helping customers achieve their dreams while offering sensible advice grounded in the realities of the housing market. If you’re new to the loan application process, we will guide you through the ins and outs of purchasing a property, answering any questions you have along the way.

If that weren’t enough, we are happy to offer advice about financial relief you may be eligible for, such as the Australian Government’s generous First Home Loan Deposit Scheme.

How does it work?

Applying for a loan through Kel Penfold Finance couldn’t be easier. Our expert team will start by reviewing your personal and financial information, including your employment details, credit history, and financial goals. Next, we will arrange a meeting to discuss your options and get started with the applications process.

Why choose us?

Kel Penfold Finance is one of the go-to mortgage brokers in New South Wales thanks to our track record of success and impeccable customer service. If you need any more convincing, here are just a few attributes that help us to stand out from the crowd:

We’re happy to work on complex cases

Our financial experts never shy away from a difficult job. If your situation is a little complex or you’re eligible for a range of different grants, we will do everything we can to help.

We value transparency above all else

We appreciate that honesty and transparency are vital during the homebuying process. As such, our experts always have clients’ best interests at heart and will deliver information in an upfront, jargon-free way.

We actively work to save you money

Financial management is so much more than a job to our staff members. We love conducting research into new lender policies, procedures, and loan packages, and will do everything we can to liaise with other parties on your behalf. If an opportunity arises that could save you money and time, we promise to make the most of it.

We work with many lenders

We have partnered up with over 30 lenders to bring you the best financial products, each of which has been vetted to meet our exacting standards. By working with us, you can rest assured that you won’t be ripped off.

High chances of success

Our track record for successfully securing loan approvals is very high. Whether you’re on the hunt for a variable- or fixed-rate mortgage, we promise to optimise your chances of approval with our unbeatable financial know-how.

Our Finance Calculators
Our finance calculators are sourced through the FBAA (Financial Brokers Association of Australia) for our customers to use and to find estimate costs of their loans and repayments to better prepare themselves for their financial obligations.

Get in touch today

Are you ready to take your first steps towards homeownership? Get in touch with Kel Penfold Finance today by phoning (02) 6766 5309 or reaching out via our contact form.

Get in touch
Have a general enquiry or would like to get into contact with Kel or Kevin directly?
Use the form or get in contact directly using the details below.
You are our priority when creating Financial solution.
We work alongside you & your advisors to solve problems that arise and help you reach your financial goals.