Our Commitment

Loans & Payments

A service we offer to businesses (big or small) is our cash loan, with a flexible and generous repayment system. Start-up capital can be something of a deal-breaker in such a competitive world, so you could benefit from a loan to set you off on the right path.

If you need help acquiring a company headquarters or any other property required by your business, we can also provide mortgages to give you the facilities you need to get started.

Debtor finance is yet another loan that has been designed to aid businesses – namely by using your outstanding invoices to improve cash flow. This is a process that can speed up your growth, as you do not need to wait long for payments.

Financial Management

We know this is just one part of the puzzle – and the statistics definitely seem to back us up on that front. When Australian businesses fail, it is most commonly a result of mismanagement and poor financial planning, something that no cash injection will be able to cure. At Kel Penfold, we don’t just look at the number of dollars in your account but also your raw financial data.

This data is paramount as it shows what works and what doesn’t, how you fit into the market, and how we can help turn your struggle into an act of perseverance. We look at how you can make the most of your budget and quell any anxieties you might have. For example, while cash flow gaps are fair to worry about, they are an integral part of business and not always a death knell for your enterprise.